PuzzleType=Crossword PuzzleTitle=General Insurance Concepts PuzzleDate= PuzzleAuthor= PuzzleCopyright=ŠTESTivity, LLC PuzzleBackgroundColor=#ECE9D8 GridBackgroundColor=#DFDFDF PuzzleTextColor=#000000 PuzzleTextSize=Normal CrosswordAllowCheck=True CrosswordAllowRevealWord=True CrosswordAllowRevealLetter=True CrosswordAllowSolve=False CrosswordForceUpperCase=True PuzzleUseTimer=True GridShadow=3 GridWidth=22 GridHeight=16 GridValues=1p0 0 0 1a0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1r0 1p0 1p1h1y1s1i1c1a1l0 0 0 0 0 0 0 0 0 0 1e0 1u0 1p0 0 0 0 0 0 1a0 0 0 0 0 0 0 0 1a0 1m1o1r1a1l0 0 1i1n1t1e1r1e1s1t0 1p1e1r1i1l0 1i0 1e0 1i0 0 0 0 0 0 1g0 0 1r0 0 0 0 0 1e0 1u0 0 0 1c0 0 0 0 0 0 1e0 0 1a0 0 0 1u0 1a0 1m0 1s1h1a1r1i1n1g0 0 1n0 1i1n1d1e1m1n1i1t1y0 0 0 0 1t0 0 0 0 0 0 1u0 0 1s0 0 0 1i0 1o0 0 1a1v1o1i1d0 1i1n1d1e1m1n1i1f1y0 0 1l0 1r0 0 0 0 0 1o0 0 0 0 0 0 1b0 0 1e0 0 0 1a0 1y0 0 0 0 1i1n1s1u1r1a1n1c1e0 0 1r0 0 0 1t0 0 0 0 0 0 0 0 0 0 1e0 0 0 1r0 0 1r0 0 0 1e0 0 0 0 0 1h1a1z1a1r1d0 0 0 1s0 0 1e0 1m1o1r1a1l1e0 0 0 0 0 0 0 1u0 0 0 0 0 0 1d0 0 0 1a0 0 0 0 0 0 0 0 0 0 1c0 0 0 0 0 0 0 0 0 0 1l0 0 0 0 0 0 0 0 1s1p1e1c1u1l1a1t1i1v1e0 0 0 0 0 0 Checksum=1843029619 CWA=Wet leaves on a side walk represents what type of hazard? CWA=A dishonest applicant represents what type of hazard? CWA=The requirement to face possible economic loss in the event of a claim is known as insurable ________ CWA=The specific cause of a loss and the event being insured against CWA=A business owner taking on a partner is an example of risk ________ CWA=Insurable interest rules exist to enforce the principle of ___________ CWA=A person might _______ the risk of wrecking a car by not driving CWA=To bring an insured to the position they were at prior to their loss (to pay a claim) CWA=A social device designed to transfer the possibility of economic loss CWA=A condition or factor that promotes an insurable peril CWA=Indifference if a type of ______ hazard. CWA=This type of risk includes the possibility of gain, and is not insurable CWD=A small certain loss exchanged for a large uncertain loss CWD=With Life Insurance, insurable interest must exist at time of __________ CWD=This type of risk involves only the possibility of loss and can be managed through insurance CWD=The law of _____ _______ states: The larger the number of exposure units in the group, the more accurately the insurer can predict future losses of the group as a whole (2 words) CWD=The outcome depends on chance and the consideration exchanged may not be equal CWD=When insurance is purchased, the possibility of financial loss is __________ to the insurer CWD=Because only the insurer makes an enforceable promise, insurance contracts are ___________ CWD=A person might ______ the risk of health problems by exercising and eating right.