PuzzleType=Crossword PuzzleTitle=Home Owners Insurance PuzzleDate= PuzzleAuthor= PuzzleCopyright=ŠTESTivity, LLC PuzzleBackgroundColor=#ECE9D8 GridBackgroundColor=#DFDFDF PuzzleTextColor=#000000 PuzzleTextSize=Normal CrosswordAllowCheck=True CrosswordAllowRevealWord=True CrosswordAllowRevealLetter=True CrosswordAllowSolve=False CrosswordForceUpperCase=True PuzzleUseTimer=True GridShadow=3 GridWidth=25 GridHeight=22 GridValues=1a0 0 0 0 0 0 0 0 0 0 1c0 0 0 0 0 0 0 0 0 0 0 0 0 1s0 0 0 0 0 0 0 0 0 0 1o0 0 0 0 0 0 0 0 0 0 0 0 0 1s0 0 1l0 0 0 0 0 0 0 1v0 0 0 0 0 0 0 0 0 0 0 0 0 1e0 0 1i0 0 0 0 0 0 0 1e0 0 0 0 1t0 0 0 0 0 0 0 0 1s0 0 1a0 1u1n1e1n1d1o1r1s1e1d0 1h0 0 0 0 0 0 0 0 1s0 0 1b0 0 1a0 0 0 0 0 0 1x0 0 1r0 0 0 0 0 0 0 0 1m1a1x1i1m1u1m0 0 0 0 1i1n1c1i1d1e1n1t1a1l0 0 0 0 1e0 0 1l0 0 1e0 0 0 0 0 0 1l0 0 1e0 0 0 0 0 0 0 0 1n0 0 1i0 0 1d0 0 0 1p0 0 1u0 0 0 0 0 0 0 0 0 0 0 1t0 0 1t0 0 0 0 0 0 1r0 0 1d0 0 0 1d1w1e1l1l1i1n1g1s0 0 1y0 0 0 0 0 0 1o1t1h1e1r1s0 1o0 0 0 0 0 1o0 0 0 0 0 0 0 0 1d0 0 1p0 0 0 0 1e0 1l0 0 0 0 0 1t0 0 1d1e1t1a1c1h1e1d0 1e0 1o0 0 1v1a1l1u1e0 0 0 0 1a0 0 0 0 0 0 0 1f0 0 1r0 1c0 0 1e0 1a0 0 0 0 0 0 1c0 1m1a1i1n1t1a1i1n0 1t0 1c0 0 1r0 1r1e1s1i1d1e1n1t0 0 0 0 0 0 0 1n0 0 1y0 1u0 0 1a0 1s0 1a0 1e0 0 1i0 0 1o1c1c1u1p1i1e1d0 0 1r0 0 1b0 0 0 1m0 1f0 0 1v0 0 0 0 0 0 0 1t0 0 0 1f1r1a1m1i1n1g0 1e0 1a0 0 1i0 0 1p1u1r1s1u1i1t1s0 0 1e0 0 1l0 0 0 0 0 1u0 0 1t0 0 0 0 0 0 0 1o0 0 0 0 1n0 1f1i1v1e0 0 0 1l0 0 1i0 0 0 0 0 0 1i1n1d1i1r1e1c1t0 1t0 0 0 0 0 1t0 0 1e0 0 0 0 0 0 0 1s0 0 0 0 1e0 0 1y0 0 0 0 0 0 0 0 1s Checksum=1244394387 CWA=If a $2500 watch is misplaced an ________ HO-3 will not cover its disappearance CWA=HO policies cover damage to trees, shrubs and plants to a ______ of $500 each CWA=Permitted ________ occupancies on an HO include lessons, studios and offices CWA=An HO-3 is All-risk on the ______, but Named Peril on the contents CWA=Medical coverage on HO Section II is to _______, not the insured CWA=Coverage B will cover a(n)________tool shed on the insured premise CWA=The Home Owner's coinsurance clause states that the insured must carry insurance which is at least 80% of the property's _______ CWA=Anything used to ______ the premise or material that is on the property and will be built into the structure is covered under coverage A CWA=In the HO-3 Special form policy, theft of personal property of a ______ employee is covered CWA=To be eligible for a HO Policy, the dwelling must be owner _______ CWA=Fire resistant ______ material is reinforced masonry that can withstand fire for at least 2 hours CWA=Teacher's liability may be covered by a business _______ endorsement CWA=If coverage A limits of a HO policy is exhausted there is an additional ______% towards debris removal CWA=The ______ loss of additional living expenses or loss of use is covered under coverage D of any HO policy CWD=HO policies will pay $1000 towards loss ________ CWD=An HO-6 does not ______common area buildings CWD=Part II of an HO policy is the _______ section and has no deductible CWD=In Homeowners Insurance expenses related to Medical Payments must be submitted to the insurance company within ____ year(s) of the date of loss CWD=HO-2 is _______ peril on both dwelling and personal property CWD=All HO policies _______ flood CWD=Part I of an HO policy is the ______ section and has a deductible CWD=Section II Liability default is 100,000 ________ CWD=Damage related to off-premises power failure is ____covered on an HO CWD=A condition which states that coverage applies separately to each insured, but will not increase the limits of liability for any one occurrence CWD=To determine who is an "insured" on an HO policy, read the _______ CWD=HO section II will cover damage to property of others up to $1000 per _______ CWD=Section II of an HO covers the insured's _______ both on and off the premises CWD=The exclusions on an HO-8 are generally the _____ as they are on other HO policies CWD=Coverage B ______ is 10% of the Coverage A amount for one or two family dwellings and 5% for three or four family dwellings